What does 'endeudar' mean in English?

In Spanish, 'endeudar' means to indebt. It is a regular -AR verb used across all 18 standard Spanish tenses.

Is endeudar an irregular verb in Spanish?

Endeudar is a regular -AR verb. Its endings follow the standard pattern in every tense without stem or root changes.

How do you conjugate endeudar in the present tense?

Present tense (Presente) of endeudar: yo endeudo, tú endeudas, él/ella/usted endeuda, nosotros endeudamos, vosotros endeudáis, ellos/ellas/ustedes endeudan.

How do you conjugate endeudar in the preterite?

Preterite (Pretérito Indefinido) of endeudar: yo endeudé, tú endeudaste, él/ella/usted endeudó, nosotros endeudamos, vosotros endeudasteis, ellos/ellas/ustedes endeudaron. This tense expresses completed past actions at a defined point in time.

What is the imperfect tense of endeudar?

Imperfect (Pretérito Imperfecto) of endeudar: yo endeudaba, tú endeudabas, él/ella/usted endeudaba, nosotros endeudábamos, vosotros endeudabais, ellos/ellas/ustedes endeudaban. The imperfect describes past habits, ongoing actions, and background states.

What is the past participle of endeudar?

The past participle of endeudar is 'endeudado'. It is used to form compound tenses with the auxiliary verb haber — for example, 'he endeudado' (I have indebted), 'has endeudado', 'ha endeudado'.

What is the gerundio (present participle) of endeudar?

The gerundio of endeudar is 'endeudando'. It pairs with estar to form the present continuous (estoy endeudando) and other progressive tenses, indicating an action in progress.

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Spanish verb conjugation

Endeudar conjugation

endeudar is a regular Spanish -AR verb meaning indebt. In the present tense: yo endeudo, tú endeudas, él/ella endeuda, nosotros endeudamos, vosotros endeudáis, ellos endeudan. Full conjugation across 18 tenses below.

Rank #1667-ARRegular18 tense tables

At a glance

Infinitive: endeudar
Gerundio: endeudando
Meaning: indebt
Pattern: Regular
Difficulty: Level 2

Practice this verb

Conjugation tables

Endeudar across the MuyVerbs tense system

Non-finite forms

Infinitivo and Gerundio

Study present continuous

Form	Spanish	Use
Infinitivo	endeudar	Dictionary form and base form for many compound structures.
Gerundio	endeudando	Used with estar for progressive forms, for example estar endeudando.

Presente

Present

Pronoun	Form	Context
yo	endeudo	Yo endeudo a mi primo por esa compra.I indebt my cousin because of that purchase.
tú	endeudas	Normalmente, tú endeudas a la familia con otro préstamo.You usually indebt the family with another loan.
él	endeuda	Hoy, el banco de la esquina endeuda al taller con un crédito largo.Today, the bank on the corner indebts the workshop with a long loan.
nosotros	endeudamos	A veces, nosotros endeudamos al negocio sin querer.At times, we indebt the business without meaning to.
vosotros	endeudáis	Ahora, vosotros endeudáis a vuestros padres con tantos plazos.Right now, you all indebt your parents with so many payments.
ellos	endeudan	Casi siempre, los intereses variables endeudan a muchas familias.Most of the time, variable interest rates indebt many families.

Pronoun	Form	Context
yo	he endeudado	Este año, yo he endeudado a mi primo por esa compra.This year, I have indebted my cousin because of that purchase.
tú	has endeudado	Últimamente, tú has endeudado a la familia con otro préstamo.Lately, you have indebted the family with another loan.
él	ha endeudado	En estos meses, el banco de la esquina ha endeudado al taller con un crédito largo.In these months, the bank on the corner has indebted the workshop with a long loan.
nosotros	hemos endeudado	Hasta ahora, nosotros hemos endeudado al negocio sin querer.So far, we have indebted the business without meaning to.
vosotros	habéis endeudado	En lo que va de curso, vosotros habéis endeudado a vuestros padres con tantos plazos.This term, you all have indebted your parents with so many payments.
ellos	han endeudado	En este tiempo, los intereses variables han endeudado a muchas familias.During this time, variable interest rates have indebted many families.

Pronoun	Form	Context
yo	endeudé	Ayer, yo endeudé a mi primo por esa compra.Yesterday, I indebted my cousin because of that purchase.
tú	endeudaste	Hace un rato, tú endeudaste a la familia con otro préstamo.A little while ago, you indebted the family with another loan.
él	endeudó	Esta mañana, el banco de la esquina endeudó al taller con un crédito largo.This morning, the bank on the corner indebted the workshop with a long loan.
nosotros	endeudamos	Anoche, nosotros endeudamos al negocio sin querer.Last night, we indebted the business without meaning to.
vosotros	endeudasteis	El sábado, vosotros endeudasteis a vuestros padres con tantos plazos.On Saturday, you all indebted your parents with so many payments.
ellos	endeudaron	Hace poco, los intereses variables endeudaron a muchas familias.Not long ago, variable interest rates indebted many families.

Pronoun	Form	Context
yo	endeudaba	Antes, yo endeudaba a mi primo por esa compra.Before, I used to indebt my cousin because of that purchase.
tú	endeudabas	Por entonces, tú endeudabas a la familia con otro préstamo.Back then, you used to indebt the family with another loan.
él	endeudaba	En esa época, el banco de la esquina endeudaba al taller con un crédito largo.At that time, the bank on the corner used to indebt the workshop with a long loan.
nosotros	endeudábamos	Cuando eso era normal, nosotros endeudábamos al negocio sin querer.When that was normal, we used to indebt the business without meaning to.
vosotros	endeudabais	Hace años, vosotros endeudabais a vuestros padres con tantos plazos.Years ago, you all used to indebt your parents with so many payments.
ellos	endeudaban	En aquellos días, los intereses variables endeudaban a muchas familias.In those days, variable interest rates used to indebt many families.

Pronoun	Form	Context
yo	había endeudado	Cuando llegaste, yo ya había endeudado a mi primo por esa compra.When you arrived, I had already indebted my cousin because of that purchase.
tú	habías endeudado	Para entonces, tú ya habías endeudado a la familia con otro préstamo.By then, you had already indebted the family with another loan.
él	había endeudado	Al volver, el banco de la esquina ya había endeudado al taller con un crédito largo.When we came back, the bank on the corner had already indebted the workshop with a long loan.
nosotros	habíamos endeudado	Antes de hablarlo, nosotros ya habíamos endeudado al negocio sin querer.Before talking it through, we had already indebted the business without meaning to.
vosotros	habíais endeudado	Cuando mirasteis otra vez, vosotros ya habíais endeudado a vuestros padres con tantos plazos.When you looked again, you all had already indebted your parents with so many payments.
ellos	habían endeudado	Para ese momento, los intereses variables ya habían endeudado a muchas familias.By that moment, variable interest rates had already indebted many families.

Pronoun	Form	Context
yo	hube endeudado	Apenas yo hube endeudado a mi primo por esa compra, todo cambió.As soon as I had indebted my cousin because of that purchase, everything changed.
tú	hubiste endeudado	En cuanto tú hubiste endeudado a la familia con otro préstamo, se notó.The moment you had indebted the family with another loan, it showed.
él	hubo endeudado	No bien el banco de la esquina hubo endeudado al taller con un crédito largo, hubo ruido.As soon as the bank on the corner had indebted the workshop with a long loan, there was trouble.
nosotros	hubimos endeudado	Tan pronto como nosotros hubimos endeudado al negocio sin querer, seguimos adelante.Once we had indebted the business without meaning to, we moved on.
vosotros	hubisteis endeudado	Apenas vosotros hubisteis endeudado a vuestros padres con tantos plazos, mirasteis el resultado.As soon as you all had indebted your parents with so many payments, you checked the result.
ellos	hubieron endeudado	En cuanto los intereses variables hubieron endeudado a muchas familias, el ambiente cambió.The moment variable interest rates had indebted many families, the mood changed.

Pronoun	Form	Context
yo	endeudaré	Mañana, yo endeudaré a mi primo por esa compra.Tomorrow, I will indebt my cousin because of that purchase.
tú	endeudarás	Dentro de poco, tú endeudarás a la familia con otro préstamo.Soon, you will indebt the family with another loan.
él	endeudará	Esta tarde, el banco de la esquina endeudará al taller con un crédito largo.This afternoon, the bank on the corner will indebt the workshop with a long loan.
nosotros	endeudaremos	La semana que viene, nosotros endeudaremos al negocio sin querer.Next week, we will indebt the business without meaning to.
vosotros	endeudaréis	Pronto, vosotros endeudaréis a vuestros padres con tantos plazos.Before long, you all will indebt your parents with so many payments.
ellos	endeudarán	Más adelante, los intereses variables endeudarán a muchas familias.Later on, variable interest rates will indebt many families.

Pronoun	Form	Context
yo	habré endeudado	Para entonces, yo ya habré endeudado a mi primo por esa compra.By then, I will already have indebted my cousin because of that purchase.
tú	habrás endeudado	Antes del cierre, tú ya habrás endeudado a la familia con otro préstamo.Before closing time, you will already have indebted the family with another loan.
él	habrá endeudado	Al final del día, el banco de la esquina ya habrá endeudado al taller con un crédito largo.By the end of the day, the bank on the corner will already have indebted the workshop with a long loan.
nosotros	habremos endeudado	Para mañana, nosotros ya habremos endeudado al negocio sin querer.By tomorrow, we will already have indebted the business without meaning to.
vosotros	habréis endeudado	Antes de iros, vosotros ya habréis endeudado a vuestros padres con tantos plazos.Before leaving, you all will already have indebted your parents with so many payments.
ellos	habrán endeudado	Para esa hora, los intereses variables ya habrán endeudado a muchas familias.By that hour, variable interest rates will already have indebted many families.

Pronoun	Form	Context
yo	endeudaría	En un caso así, yo endeudaría a mi primo por esa compra.In a case like that, I would indebt my cousin because of that purchase.
tú	endeudarías	Con un poco más de tiempo, tú endeudarías a la familia con otro préstamo.With a little more time, you would indebt the family with another loan.
él	endeudaría	En esa situación, el banco de la esquina endeudaría al taller con un crédito largo.In that situation, the bank on the corner would indebt the workshop with a long loan.
nosotros	endeudaríamos	Con ese panorama, nosotros endeudaríamos al negocio sin querer.With that outlook, we would indebt the business without meaning to.
vosotros	endeudaríais	Llegado el caso, vosotros endeudaríais a vuestros padres con tantos plazos.If it came to that, you all would indebt your parents with so many payments.
ellos	endeudarían	En un día así, los intereses variables endeudarían a muchas familias.On a day like that, variable interest rates would indebt many families.

Pronoun	Form	Context
yo	habría endeudado	En otro momento, yo habría endeudado a mi primo por esa compra.At another moment, I would have indebted my cousin because of that purchase.
tú	habrías endeudado	Con un poco más de margen, tú habrías endeudado a la familia con otro préstamo.With a little more margin, you would have indebted the family with another loan.
él	habría endeudado	A esas alturas, el banco de la esquina habría endeudado al taller con un crédito largo.By then, the bank on the corner would have indebted the workshop with a long loan.
nosotros	habríamos endeudado	Con ese giro, nosotros habríamos endeudado al negocio sin querer.With that turn, we would have indebted the business without meaning to.
vosotros	habríais endeudado	Llegados ahí, vosotros habríais endeudado a vuestros padres con tantos plazos.At that point, you all would have indebted your parents with so many payments.
ellos	habrían endeudado	En ese punto, los intereses variables habrían endeudado a muchas familias.From there, variable interest rates would have indebted many families.

Pronoun	Form	Context
yo	endeude	Es mejor que yo endeude a mi primo por esa compra.It is better that I indebt my cousin because of that purchase.
tú	endeudes	Hace falta que tú endeudes a la familia con otro préstamo.It is necessary that you indebt the family with another loan.
él	endeude	Conviene que el banco de la esquina endeude al taller con un crédito largo.It is wise that the bank on the corner indebt the workshop with a long loan.
nosotros	endeudemos	Importa que nosotros endeudemos al negocio sin querer.It matters that we indebt the business without meaning to.
vosotros	endeudéis	Puede ser útil que vosotros endeudéis a vuestros padres con tantos plazos.It may help if you all indebt your parents with so many payments.
ellos	endeuden	Es posible que los intereses variables endeuden a muchas familias.It is possible that variable interest rates indebt many families.

Pronoun	Form	Context
yo	haya endeudado	Ojalá yo haya endeudado a mi primo por esa compra.Hopefully I have indebted my cousin because of that purchase.
tú	hayas endeudado	Puede que tú ya hayas endeudado a la familia con otro préstamo.Maybe you already have indebted the family with another loan.
él	haya endeudado	Tal vez el banco de la esquina haya endeudado al taller con un crédito largo.Perhaps the bank on the corner has indebted the workshop with a long loan.
nosotros	hayamos endeudado	Quizá nosotros ya hayamos endeudado al negocio sin querer.Maybe we already have indebted the business without meaning to.
vosotros	hayáis endeudado	Es probable que vosotros hayáis endeudado a vuestros padres con tantos plazos.It is likely that you all have indebted your parents with so many payments.
ellos	hayan endeudado	Puede ser que los intereses variables ya hayan endeudado a muchas familias.It may be that variable interest rates already have indebted many families.

Pronoun	Form	Context
yo	endeudara	Si yo endeudara a mi primo por esa compra, se notaría enseguida.If I indebted my cousin because of that purchase, it would show right away.
tú	endeudaras	Si tú endeudaras a la familia con otro préstamo, costaría ocultarlo.If you indebted the family with another loan, it would be hard to hide.
él	endeudara	Si el banco de la esquina endeudara al taller con un crédito largo, daría mucho que hablar.If the bank on the corner indebted the workshop with a long loan, it would give people plenty to talk about.
nosotros	endeudáramos	Si nosotros endeudáramos al negocio sin querer, todo iría por otro lado.If we indebted the business without meaning to, everything would go another way.
vosotros	endeudarais	Si vosotros endeudarais a vuestros padres con tantos plazos, cambiaría el ambiente.If you all indebted your parents with so many payments, the mood would change.
ellos	endeudaran	Si los intereses variables endeudaran a muchas familias, la escena sería otra.If variable interest rates indebted many families, the whole scene would be different.

Pronoun	Form	Context
yo	hubiera endeudado	Si yo hubiera endeudado a mi primo por esa compra, aún se recordaría.If I had indebted my cousin because of that purchase, it would still be remembered.
tú	hubieras endeudado	Si tú hubieras endeudado a la familia con otro préstamo, eso habría dejado marca.If you had indebted the family with another loan, that would have left a mark.
él	hubiera endeudado	Si el banco de la esquina hubiera endeudado al taller con un crédito largo, todavía se hablaría de eso.If the bank on the corner had indebted the workshop with a long loan, people would still be talking about it.
nosotros	hubiéramos endeudado	Si nosotros hubiéramos endeudado al negocio sin querer, el día habría seguido otro rumbo.If we had indebted the business without meaning to, the day would have gone another way.
vosotros	hubierais endeudado	Si vosotros hubierais endeudado a vuestros padres con tantos plazos, el cambio se habría notado antes.If you all had indebted your parents with so many payments, the change would have shown earlier.
ellos	hubieran endeudado	Si los intereses variables hubieran endeudado a muchas familias, nada habría quedado igual.If variable interest rates had indebted many families, nothing would have stayed the same.

Pronoun	Form	Context
yo	endeudare	Si yo endeudare a mi primo por esa compra, se notará enseguida.If I indebt my cousin because of that purchase, it will show right away.
tú	endeudares	Si tú endeudares a la familia con otro préstamo, costará ignorarlo.If you indebt the family with another loan, it will be hard to ignore.
él	endeudare	Si el banco de la esquina endeudare al taller con un crédito largo, dará mucho que hablar.If the bank on the corner indebts the workshop with a long loan, it will give people plenty to talk about.
nosotros	endeudáremos	Si nosotros endeudáremos al negocio sin querer, todo irá por otro camino.If we indebt the business without meaning to, everything will go another way.
vosotros	endeudareis	Si vosotros endeudareis a vuestros padres con tantos plazos, el ambiente cambiará rápido.If you all indebt your parents with so many payments, the mood will change fast.
ellos	endeudaren	Si los intereses variables endeudaren a muchas familias, la escena será distinta.If variable interest rates indebt many families, the whole scene will be different.

Pronoun	Form	Context
yo	hubiere endeudado	Cuando yo hubiere endeudado a mi primo por esa compra, ya se notará.When I have indebted my cousin because of that purchase, it will already show.
tú	hubieres endeudado	En cuanto tú hubieres endeudado a la familia con otro préstamo, será difícil no verlo.As soon as you have indebted the family with another loan, it will be hard not to see.
él	hubiere endeudado	Cuando el banco de la esquina hubiere endeudado al taller con un crédito largo, se verá de inmediato.When the bank on the corner has indebted the workshop with a long loan, it will show at once.
nosotros	hubiéremos endeudado	Si para entonces nosotros hubiéremos endeudado al negocio sin querer, todo irá de otra manera.If by then we have indebted the business without meaning to, everything will move differently.
vosotros	hubiereis endeudado	Cuando vosotros hubiereis endeudado a vuestros padres con tantos plazos, el ambiente sonará distinto.When you all have indebted your parents with so many payments, the mood will sound different.
ellos	hubieren endeudado	En cuanto los intereses variables hubieren endeudado a muchas familias, el cambio quedará claro.As soon as variable interest rates have indebted many families, the change will be clear.

Pronoun	Form	Context
yo	-	-
tú	endeuda	endeuda a la familia con otro préstamo.Indebt the family with another loan.
él	endeude	Que el banco de la esquina endeude al taller con un crédito largo.Let the bank on the corner indebt the workshop with a long loan.
nosotros	endeudemos	endeudemos al negocio sin querer.Indebt the business without meaning to.
vosotros	endeudad	endeudad a vuestros padres con tantos plazos.Indebt your parents with so many payments.
ellos	endeuden	Que los intereses variables endeuden a muchas familias.Let variable interest rates indebt many families.

Pronoun	Form	Context
yo	-	-
tú	no endeudes	No no endeudes a la familia con otro préstamo.Do not indebt the family with another loan.
él	no endeude	Que el banco de la esquina no no endeude al taller con un crédito largo.Let the bank on the corner not indebt the workshop with a long loan.
nosotros	no endeudemos	No no endeudemos al negocio sin querer.Let us not indebt the business without meaning to.
vosotros	no endeudéis	No no endeudéis a vuestros padres con tantos plazos.Do not indebt your parents with so many payments.
ellos	no endeuden	Que los intereses variables no no endeuden a muchas familias.Let variable interest rates not indebt many families.

Endeudar conjugation

Endeudar across the MuyVerbs tense system

Non-finite forms

Presente

Pretérito Perfecto

Pretérito Indefinido

Pretérito Imperfecto

Pretérito Pluscuamperfecto

Pretérito Anterior

Futuro

Futuro Perfecto

Condicional

Condicional Perfecto

Subjuntivo Presente

Subjuntivo Pretérito Perfecto

Subjuntivo Pretérito Imperfecto

Subjuntivo Pretérito Pluscuamperfecto

Subjuntivo Futuro

Subjuntivo Futuro Perfecto

Imperativo Afirmativo

Imperativo Negativo

Practice endeudar

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Endeudar conjugation — frequently asked

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